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Personal Legal Procedures
Different Types of Power of Attorney

Different Types of Power of Attorney

A power of attorney is a legal document allowing one person to appoint another to act on their behalf. The person making the appointment is called the donor and their representative, the donee. Sometimes, the donee is referred to as the attorney, but this doesn’t mean they have any specific professional legal status; the designation is used purely to reflect the authority of their role granted by the power of...
Personal Legal Procedures
Guide to Lasting Power of Attorney

Guide to Lasting Power of Attorney

A lasting power of attorney (LPA) is a legal document that is often executed at the same time as a will. However, it is different to a will because it allows for the management of someone’s affairs whilst they are still alive and in the event they lose mental capacity. What is a lasting power of attorney, and how does it work? Anyone aged 21 years or older can create...
Personal Legal Procedures
What is the Debt Repayment Scheme in Singapore?

What is the Debt Repayment Scheme in Singapore?

The Debt Repayment Scheme in Singapore, or DRS, is an alternative to declaring bankruptcy for people struggling with debt repayment. The DRS works in a similar way to bankruptcy. An officer from the Ministry of Law’s Insolvency Office, known as the Official Assignee (OA), is appointed by the High Court to administer the debtor’s affairs. The DRS can be a hugely successful option for both debtor and creditor. The debtor...
Personal Legal Procedures
How to Declare Bankruptcy in Singapore

How to Declare Bankruptcy in Singapore

Bankruptcy is a legal status entered into in Singapore when someone cannot pay their debts and the total amount owed exceeds S$15,000. A person can choose to file for bankruptcy, or one or more of their creditors may file. There can be some advantages in a debtor filing for bankruptcy; interest stops accumulating, so the total amount owed is frozen, plus a creditor cannot sue them once a bankruptcy order...
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